A Market Reset, Not a Slowdown: What Florida’s Cooling Market Means for 2025
Cassandra Currier
Monday, December 22, 2025
According to Florida Realtors, 2025 saw the Florida markets slow down. However, early signs already indicate that the markets are on the path to recovery. It is a time of clarity for sellers and buyers.
According to real estate specialist Cassi Currier of The Currier Group,”What we are seeing is not a market downturn, but a reset. A more balanced pace should allow buyers and sellers to make considered and confident decisions rather than rash ones.”
Several trends contributed to the slowdown in the early part of this year. Mortgage rates were higher compared to historic levels, the inventory has grown in many areas, and some buyers held off due to affordability concerns. Sellers' attitudes changed after several years in which values escalated very rapidly.
However, this cooling-off period helped achieve balance in the market. Residential properties began to take a slightly longer period to sell, and pricing and negotiations returned to normal features expected in a balanced real estate market.
In the words of Cassi, “A balanced market is where smart moves happen. Buyers get leverage, and sellers who are ready and price right will still profit.”
Florida Realtors say that momentum is already beginning to pick up. There are signs of improved pending sales, growing confidence levels for purchasers, and resting prices that are contributing to regaining market confidence. This will see even further reduced volatility levels when interest rates start to fluctuate.
“What we’re experiencing in Tampa Bay is a renewed thirst,” Cassi says. “There are more buyers engaging in the process, and there is certainly more traffic in the properties that are marketed well.”
Population, employment, and the lure of the Sunshine State as a lifestyle destination are all phenomenal fundamentals for enduring demand. These are not “Uh-huh, I want to look at it in the future” trends, but rather the “I"
What does this mean for buyers?
For the buyer, this presents a breathing space. There is more supply on the market, and the competitive environment has abated. This means that there will be better alternatives and improved negotiating power. Rather than acting in haste, the consumer will take time to consider the houses on the market so that their purchases can meet their long-term
“The buyers who succeed in these kinds of markets,” continues Cassi, “are educated, pre-approved, and know what they’re looking for. This is how you capitalize on a balanced marketplace.” Additionally, buyers must prepare themselves for their home search by learning what they need and what they want in a home before they
What this means to sellers?
The market momentum that sellers were counting on is no longer an option—but that's where strategy enters. Homes that are correctly priced, well-marketed, and intentionally marketed continue to thrive.
“It’s at this point that expertise becomes most valuable," continues Cassi. "Markets that are fluctuating require sales that are exact, not an approximation.”
The Florida real estate market is not slowing down. It’s adjusting. And when the market adjusts, the benefits are numerous. Consumers benefit in a huge way. Realtors benefit as well.
According to real estate specialist Cassi Currier of The Currier Group,”What we are seeing is not a market downturn, but a reset. A more balanced pace should allow buyers and sellers to make considered and confident decisions rather than rash ones.”
Several trends contributed to the slowdown in the early part of this year. Mortgage rates were higher compared to historic levels, the inventory has grown in many areas, and some buyers held off due to affordability concerns. Sellers' attitudes changed after several years in which values escalated very rapidly.
However, this cooling-off period helped achieve balance in the market. Residential properties began to take a slightly longer period to sell, and pricing and negotiations returned to normal features expected in a balanced real estate market.
In the words of Cassi, “A balanced market is where smart moves happen. Buyers get leverage, and sellers who are ready and price right will still profit.”
Florida Realtors say that momentum is already beginning to pick up. There are signs of improved pending sales, growing confidence levels for purchasers, and resting prices that are contributing to regaining market confidence. This will see even further reduced volatility levels when interest rates start to fluctuate.
“What we’re experiencing in Tampa Bay is a renewed thirst,” Cassi says. “There are more buyers engaging in the process, and there is certainly more traffic in the properties that are marketed well.”
Population, employment, and the lure of the Sunshine State as a lifestyle destination are all phenomenal fundamentals for enduring demand. These are not “Uh-huh, I want to look at it in the future” trends, but rather the “I"
What does this mean for buyers?
For the buyer, this presents a breathing space. There is more supply on the market, and the competitive environment has abated. This means that there will be better alternatives and improved negotiating power. Rather than acting in haste, the consumer will take time to consider the houses on the market so that their purchases can meet their long-term
“The buyers who succeed in these kinds of markets,” continues Cassi, “are educated, pre-approved, and know what they’re looking for. This is how you capitalize on a balanced marketplace.” Additionally, buyers must prepare themselves for their home search by learning what they need and what they want in a home before they
What this means to sellers?
The market momentum that sellers were counting on is no longer an option—but that's where strategy enters. Homes that are correctly priced, well-marketed, and intentionally marketed continue to thrive.
“It’s at this point that expertise becomes most valuable," continues Cassi. "Markets that are fluctuating require sales that are exact, not an approximation.”
The Florida real estate market is not slowing down. It’s adjusting. And when the market adjusts, the benefits are numerous. Consumers benefit in a huge way. Realtors benefit as well.
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